Fine art, classic cars, watches and wine are usually financed one at a time, each against its own conservative loan-to-value cap. Pool them into a single facility instead, and the blended risk profile supports a materially higher advance rate.
Why this matters now: Sotheby's Financial Services just started lending up to $250M against combined art and collectible-car collateral in a single facility, moving away from single-category loans. This tool models that shift across four collectible categories.
Your collateral
Diversified facility
$0
Loan available today, pooled across all included assets